:root{
  --cou-red:#890505;
  --black:#000;
  --ink:#101214;
  --muted:#5a6570;
  --line:#e7eaee;
  --card:#ffffff;
  --soft:#f6f7f9;
  --shadow:0 10px 22px rgba(0,0,0,.08);
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color:var(--ink);
  background:#fff;
}
a{color:var(--cou-red);text-decoration:none}
a:hover{text-decoration:underline}
.container{
  width:100%;
  max-width:1320px;
  margin:0 auto;
  padding:0 14px;
}

/* ================= HEADER (MATCH SAMPLE) ================= */
.site-header{position:sticky;top:0;z-index:50}

/* TOP STRIP */
.top-strip{
  background:linear-gradient(180deg,#111 0%, #000 100%);
  border-bottom:1px solid rgba(255,255,255,.08);
}
.top-strip__inner{
  height:44px;
  display:flex;
  align-items:center;
  gap:14px;
}
.social{
  display:flex;
  gap:8px;
  flex:0 0 auto;
}
.social__btn{
  width:22px;height:22px;
  border-radius:999px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  font-weight:800;
  font-size:12px;
  color:#fff;
  text-decoration:none !important;
}
.social__btn.fb{background:#1877f2}
.social__btn.tw{background:#1da1f2}
.social__btn.gg{background:#db4437}
.social__btn.in{background:#0a66c2}
.social__btn.yt{background:#ff0000}
.social__btn.more{background:#7c3aed}

.top-nav{
  display:flex;
  align-items:center;
  gap:10px;
  flex:1 1 auto;
  min-width:0;
  white-space:nowrap; /* ONE LINE */
  overflow:hidden;
}
.top-nav a{
  color:#fff;
  font-size:13px;
  font-weight:600;
  white-space:nowrap;
}
.top-nav .sep{
  color:rgba(255,255,255,.45);
  font-size:12px;
}
.top-nav a.is-active{color:#fff;text-decoration:underline}

.locale{
  display:flex;
  align-items:center;
  gap:10px;
  flex:0 0 auto;
}
.select{
  background:#0f0f10;
  color:#fff;
  border:1px solid rgba(255,255,255,.25);
  padding:6px 10px;
  border-radius:8px;
  font-weight:600;
  font-size:13px;
  outline:none;
}
.select-flag{
  display:flex;
  align-items:center;
  gap:6px;
  padding-left:10px;
  border-radius:10px;
  border:1px solid rgba(255,255,255,.25);
  background:#0f0f10;
}
.select-flag .select{
  border:none;
  background:transparent;
  padding-left:0;
}
.flag{filter:saturate(1.05)}

/* SECOND STRIP */
.mid-strip{
  background:linear-gradient(180deg,#1a1a1c 0%, #0b0b0c 100%);
  border-bottom:1px solid rgba(255,255,255,.08);
}
.mid-strip__inner{height:44px;display:flex;align-items:center}
.mid-nav{
  width:100%;
  display:flex;
  align-items:center;
  gap:14px;
  white-space:nowrap; /* ONE LINE */
  overflow:hidden;
}
.dd{position:relative;flex:0 0 auto}
.dd__btn{
  background:transparent;
  border:0;
  color:#fff;
  font-size:13px;
  font-weight:700;
  cursor:pointer;
  padding:0;
  white-space:nowrap;
}
.caret{font-size:11px;color:rgba(255,255,255,.75)}
.dd__panel{
  position:absolute;
  top:34px;left:0;
  background:#111;
  border:1px solid rgba(255,255,255,.12);
  border-radius:12px;
  box-shadow:var(--shadow);
  min-width:220px;
  padding:10px;
  display:none;
}
.dd__panel a{
  display:block;
  padding:8px 10px;
  border-radius:10px;
  color:#fff;
  font-weight:600;
  font-size:13px;
}
.dd__panel a:hover{background:rgba(255,255,255,.08);text-decoration:none}
.dd:hover .dd__panel{display:block}

.logo-dot{
  flex:0 0 auto;
  width:32px;height:32px;
  border-radius:999px;
  background:#fff;
  display:flex;
  align-items:center;
  justify-content:center;
  text-decoration:none !important;
}
.logo-dot__mark{
  width:12px;height:12px;border-radius:999px;background:var(--cou-red);
  box-shadow:0 0 0 3px rgba(137,5,5,.18);
}
.mid-nav__link{
  color:#fff;
  font-weight:700;
  font-size:13px;
  white-space:nowrap;
}
.mid-nav__link.is-active{text-decoration:underline;color:#fff}

/* MAIN RED STRIP */
.main-strip{background:var(--cou-red)}
.main-strip__inner{height:46px;display:flex;align-items:center}
.main-nav{
  width:100%;
  display:flex;
  align-items:center;
  justify-content:flex-start;
  gap:16px;
  white-space:nowrap; /* ONE LINE */
  overflow:hidden;
}
.main-nav a{
  color:#fff;
  font-weight:800;
  font-size:14px;
  white-space:nowrap;
}
.main-nav a.apply-now{
  margin-left:auto;
  background:#fff;
  color:var(--cou-red);
  padding:8px 14px;
  border-radius:999px;
  font-weight:900;
}
.main-nav a.apply-now:hover{text-decoration:none;filter:brightness(.98)}

/* HAMBURGER (ONLY SMALL) */
.menu-toggle{
  display:none;
  margin-left:auto;
  background:transparent;
  border:0;
  cursor:pointer;
  padding:8px;
}
.menu-toggle span{
  display:block;
  width:22px;height:2px;
  background:#fff;
  margin:4px 0;
  border-radius:10px;
}
.mobile-menu{
  background:#0b0b0c;
  border-bottom:1px solid rgba(255,255,255,.12);
}
.mobile-menu__inner{
  padding:14px 0 18px;
  display:grid;
  gap:16px;
  grid-template-columns:1fr 1fr;
}
.mobile-menu__group{
  background:#111;
  border:1px solid rgba(255,255,255,.12);
  border-radius:14px;
  padding:12px;
}
.mobile-menu__title{
  color:#fff;
  font-weight:900;
  margin:0 0 10px;
}
.mobile-menu a{
  display:block;
  color:#fff;
  padding:8px 10px;
  border-radius:10px;
  font-weight:700;
  font-size:13px;
}
.mobile-menu a:hover{background:rgba(255,255,255,.08);text-decoration:none}
.mobile-menu a.apply-now{background:#fff;color:var(--cou-red);font-weight:900}
.mobile-menu a.is-active{text-decoration:underline}

/* RESPONSIVE: keep one-line menus on laptop; switch to hamburger below 1200px */
@media (max-width:1200px){
  .top-nav,.mid-nav,.main-nav{display:none}
  .menu-toggle{display:inline-block}
  .site-header{position:sticky}
}

/* ================= HERO ================= */
.hero{
  background:linear-gradient(180deg,#ffffff 0%, #f7f7f9 100%);
  border-bottom:1px solid var(--line);
}
.hero__inner{
  display:grid;
  grid-template-columns:1.35fr .65fr;
  gap:18px;
  padding:22px 0;
}
.badge{
  display:inline-flex;
  padding:7px 12px;
  border-radius:999px;
  border:1px solid rgba(137,5,5,.25);
  color:var(--cou-red);
  background:#fff;
  font-weight:900;
  letter-spacing:.2px;
}
.hero h1{margin:12px 0 10px;font-size:30px;line-height:1.18}
.hero p{margin:0 0 14px;color:#2a2f34;font-size:15px;line-height:1.55}
.hero__cta{display:flex;gap:10px;flex-wrap:wrap}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  border-radius:12px;
  padding:10px 14px;
  font-weight:900;
  font-size:14px;
  border:1px solid transparent;
  text-decoration:none !important;
}
.btn.primary{background:var(--cou-red);color:#fff}
.btn.ghost{background:#fff;border-color:rgba(137,5,5,.25);color:var(--cou-red)}
.btn.small{padding:9px 12px;border-radius:12px}
.hero__chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.chip{
  background:#fff;
  border:1px solid var(--line);
  border-radius:999px;
  padding:7px 10px;
  font-weight:800;
  color:#2d3338;
  font-size:12px;
}
.hero-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:16px;
  padding:14px;
  box-shadow:var(--shadow);
}
.hero-card__title{font-weight:1000;color:#111;margin-bottom:10px}
.hero-link{
  display:block;
  padding:10px 10px;
  border-radius:12px;
  font-weight:900;
  color:#111;
  border:1px solid var(--line);
  background:#fff;
  margin-bottom:10px;
}
.hero-link:hover{text-decoration:none;border-color:rgba(137,5,5,.25)}
.hero-card__note{font-size:12.5px;color:var(--muted);padding-top:6px}

/* ================= CONTENT GRID (EQUAL HEIGHT COLUMNS) ================= */
.main{padding:18px 0 6px}
.page-block{padding:18px 0}
.page-block--tight{padding-top:10px}
.block-title h2{margin:0;font-size:22px}
.block-title p{margin:6px 0 0;color:var(--muted)}

.page-grid{
  margin-top:14px;
  display:grid;
  grid-template-columns:260px 1fr 260px;
  gap:14px;
  align-items:stretch; /* equal height columns */
  min-height:680px;    /* keeps the three columns visually equal for one section */
}
.col{display:flex;flex-direction:column;min-height:100%}
.col-left,.col-right{gap:14px}
.col-center{gap:14px}

.panel{
  background:#fff;
  border:1px solid var(--line);
  border-radius:16px;
  padding:14px;
  box-shadow:0 6px 16px rgba(0,0,0,.04);
}
.panel--accent{border-color:rgba(137,5,5,.18);background:linear-gradient(180deg,#fff 0%, #fff7f7 100%)}
.panel__head{font-weight:1000;margin-bottom:10px}
.panel__link{
  display:block;
  padding:10px 10px;
  border-radius:12px;
  border:1px solid var(--line);
  color:#111;
  font-weight:900;
  background:#fff;
  margin-bottom:10px;
}
.panel__link:hover{text-decoration:none;border-color:rgba(137,5,5,.25)}
.list{margin:0;padding-left:18px;color:#2c3339}
.list li{margin:6px 0;line-height:1.35}
.list.compact li{margin:5px 0}
.mini-link{display:inline-block;margin-top:8px;font-weight:900;color:var(--cou-red)}
.muted{color:var(--muted)}
.note{margin-top:10px;color:var(--muted);font-size:12.5px}

.cards{display:flex;flex-direction:column;gap:14px;height:100%}
.card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:18px;
  padding:16px;
  box-shadow:var(--shadow);
}
.card__kicker{
  display:inline-flex;
  font-size:12px;
  font-weight:1000;
  letter-spacing:.2px;
  color:#fff;
  background:var(--cou-red);
  padding:6px 10px;
  border-radius:999px;
}
.card h3{margin:10px 0 8px;font-size:18px}
.card p{margin:0 0 10px;color:#2a2f34;line-height:1.55}
.card__meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}
.tag{
  background:var(--soft);
  border:1px solid var(--line);
  padding:6px 10px;
  border-radius:999px;
  font-weight:900;
  font-size:12px;
  color:#2d3338;
}

.split{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:10px}
.split__box{border:1px solid var(--line);border-radius:16px;padding:12px;background:#fff}
.split__title{font-weight:1000;margin-bottom:8px}
.table-wrap{overflow:auto;border-radius:14px;border:1px solid var(--line)}
.mini-table{width:100%;border-collapse:collapse}
.mini-table th,.mini-table td{padding:10px;border-bottom:1px solid var(--line);text-align:left;font-size:13px}
.mini-table th{background:var(--soft);font-weight:1000}
.mini-table tr:last-child td{border-bottom:none}

.pill-row{display:flex;gap:8px;flex-wrap:wrap;margin-top:8px}
.pill{
  border:1px dashed rgba(137,5,5,.35);
  color:var(--cou-red);
  background:#fff;
  padding:6px 10px;
  border-radius:999px;
  font-weight:1000;
  font-size:12px;
}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:10px}
.two-col__box{border:1px solid var(--line);border-radius:16px;padding:12px;background:#fff}
.two-col__title{font-weight:1000;margin-bottom:8px}
.cta-row{display:flex;gap:8px;flex-wrap:wrap;margin-top:6px}

.download{
  display:block;
  padding:10px 10px;
  border-radius:12px;
  border:1px dashed rgba(137,5,5,.35);
  color:var(--cou-red);
  font-weight:1000;
  background:#fff;
  margin-bottom:10px;
}
.download:hover{text-decoration:none;filter:brightness(.99)}

/* timeline */
.timeline{display:flex;flex-direction:column;gap:10px}
.tl-item{display:flex;gap:10px;align-items:flex-start}
.tl-dot{width:10px;height:10px;border-radius:999px;background:var(--cou-red);margin-top:5px}
.tl-item b{display:block}

/* Responsive for content grid */
@media (max-width:1100px){
  .hero__inner{grid-template-columns:1fr}
  .page-grid{grid-template-columns:1fr;min-height:auto}
}

/* ================= FOOTER ================= */
.site-footer{margin-top:18px}
.footer-top{
  background:radial-gradient(1200px 400px at 20% 0%, rgba(255,255,255,.08) 0%, rgba(0,0,0,0) 60%),
             linear-gradient(180deg,#111 0%, #000 100%);
  color:#fff;
  border-top:1px solid rgba(255,255,255,.08);
}
.footer-top__inner{
  padding:22px 0 18px;
  display:grid;
  grid-template-columns:1.15fr .85fr;
  gap:18px;
  align-items:start;
}
.footer-title{font-weight:1000;margin-bottom:10px}
.quicklinks{
  line-height:1.9;
  font-size:13px;
  font-weight:700;
}
.quicklinks a{color:#fff}
.quicklinks .sep{color:rgba(255,255,255,.45);margin:0 6px}
.copyright{margin-top:14px;color:rgba(255,255,255,.7);font-size:12.5px}
.brand{text-decoration:underline}

.footer-card{
  background:#f2f2f2;
  color:#111;
  border-radius:18px;
  padding:16px 16px 14px;
  position:relative;
  box-shadow:var(--shadow);
}
.footer-card__logo{
  position:absolute;
  top:-16px;left:50%;
  transform:translateX(-50%);
  width:34px;height:34px;border-radius:999px;background:#fff;
  display:flex;align-items:center;justify-content:center;
  border:1px solid #e6e6e6;
}
.footer-card__logo span{
  width:12px;height:12px;border-radius:999px;background:var(--cou-red);
}
.footer-card__title{font-weight:1000;font-size:18px;text-align:center;margin-top:10px}
.footer-card__subtitle{text-align:center;font-weight:900;margin-top:6px}
.footer-card__addr{text-align:center;color:#333;margin-top:8px;font-weight:700;font-size:13px}
.footer-card__phone{text-align:center;color:#0a7a2d;font-weight:1000;margin-top:10px;font-size:18px}

.footer-social{display:flex;gap:10px;justify-content:center;margin:12px 0 10px}
.join{text-align:center;font-weight:1000;margin-top:4px}
.join-note{text-align:center;color:#333;font-weight:700;font-size:12.5px;margin-top:6px}
.color-dots{display:flex;gap:8px;justify-content:center;margin-top:10px}
.color-dots span{width:10px;height:10px;border-radius:4px;background:#000}
.color-dots span:nth-child(1){background:#1da1f2}
.color-dots span:nth-child(2){background:#111}
.color-dots span:nth-child(3){background:var(--cou-red)}
.color-dots span:nth-child(4){background:#16a34a}
.color-dots span:nth-child(5){background:#f59e0b}

.footer-bottom{
  background:#050505;
  border-top:1px solid rgba(255,255,255,.08);
}
.footer-bottom__inner{
  height:52px;
  display:flex;
  align-items:center;
  justify-content:center;
  position:relative;
}
.bottom-links{
  display:flex;
  align-items:center;
  gap:10px;
  white-space:nowrap;
  overflow:hidden;
  font-size:13px;
  font-weight:800;
}
.bottom-links a{color:#fff}
.bottom-links .sep{color:rgba(255,255,255,.45)}
.chat-fab{
  position:absolute;
  right:14px;
  width:62px;height:62px;
  border-radius:999px;
  border:0;
  background:var(--cou-red);
  color:#fff;
  font-weight:1000;
  cursor:pointer;
  box-shadow:0 16px 30px rgba(0,0,0,.35);
}
.chat-fab:hover{filter:brightness(.98)}

@media (max-width:1000px){
  .footer-top__inner{grid-template-columns:1fr}
  .footer-bottom__inner{justify-content:flex-start}
  .bottom-links{white-space:normal;flex-wrap:wrap}
  .chat-fab{position:fixed;right:16px;bottom:16px}
}